Joyce M. Gayles, Ph.D.
      713-667-6047

Know Someone
Who Needs a
Retirement Roadmap?


Top Ten Reasons People
Flunk Retirement

1. Retired for the wrong reasons.

2. Didn’t realize the emotional side of retiring.

3. Didn’t know myself as well as I thought I did.

4. Didn’t have a plan.

5 Expected retirement to evolve on its own.

6. Thought rest, leisure, and recreation would be enough.

7. Didn’t stay connected with society.

8. Expected my partner to be my social life.

9. Didn’t know what I was leaving behind.

10. Was overcome with boredom.

—Don't Retire, Rewire!
by Jeri Sedlar and
Rick Miners


Welcome to DYBR
Welcome to DYBR

To begin the program, please fill out the form below. Be sure to click the SUBMIT button to email your answers to Dr. Gayles.

Client Data Form