Joyce M. Gayles, Ph.D.
      713-667-6047

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Who Needs a
Retirement Roadmap?


Top Ten Reasons People
Flunk Retirement

1. Retired for the wrong reasons.

2. Didn’t realize the emotional side of retiring.

3. Didn’t know myself as well as I thought I did.

4. Didn’t have a plan.

5 Expected retirement to evolve on its own.

6. Thought rest, leisure, and recreation would be enough.

7. Didn’t stay connected with society.

8. Expected my partner to be my social life.

9. Didn’t know what I was leaving behind.

10. Was overcome with boredom.

— Don't Retire, Rewire!
by Jeri Sedlar and
Rick Miners

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Design Your Best Retirement
The Program

Once considered a brief period when people left their jobs and faded into the twilight, retirement today has emerged as an opportunity-filled crossroads in which active people can spend two or more decades enjoying the fruits of their labor. With life expectancy on the rise, retirement is actually your door into the Third Age of Life, and it’s important to have direction as you navigate it. Design Your Best Retirement™ helps you develop a customized plan – your Retirement Roadmap – which defines how you will make the very most of this exciting new chapter.